Bad credit is something that most buyers fear will hold them back when they decide to purchase a new vehicle. Here at Mike Shaw Kia, this is something that you don’t have to worry about. Maybe you have a lower credit score because of missed payments, bankruptcy, or repossession. Well, you have come to the right place. Our finance professionals understand that sometimes, unfortunate things happen. We will take the necessary steps to ensure that you drive off in a vehicle that you are proud of. Come by our dealership to experience exceptional auto financing, today!
There are great benefits to financing your new vehicle when you’re experiencing poor credit. First, you spend less money in the initial stage of your purchase. Instead of paying for your vehicle all at once, when you acquire an auto loan, you can pay a portion of what the vehicle is worth. Afterwards, you will make monthly payments to the lender in order to pay off the cost of your vehicle. This means that if you can’t currently afford to pay the full cost of the vehicle at the time of purchase, you can still get into the vehicle of your choice!
Another benefit of financing when you have bad credit is the possibility to increase your credit score. When you make your monthly payments on time, there is a positive reflection on your credit report. Therefore, your auto finance can help you to build or establish credit – which is ideal when planning for the future. Jumpstart your future with an auto finance at Mike Shaw Kia!
Secure a quality loan that sets you up for success at Mike Shaw Kia. Our finance department has worked with drivers from many different financial backgrounds, and we can't wait to bring our expertise to you! Let us talk to you about that repossession you're currently dealing with, or the ways your credit score is being affected by your recent divorce. Our team will review your credit information and explain all the terms that apply to you so that you understand every step of the process. Afterwards, we work with different lenders so that we can present you with the option that is best for your situation.
Get the ball rolling on your approval process today. Complete a credit application online, or give us call at (361) 236-2329. We'll be in touch to assist you with your financing process shortly!